Okay, good advice has always been to “save some of your paycheck.” Saving 10% of your pay might bring you security in retirement. I was just reminded, that is the recommended savings amount, but so many people are not saving anything and that is not good. There are some factors to consider. Timing is important. Number 1 is when you start, 2 when you retire and 3 when you start withdrawing. We must also consider the possibilities of how it is invested or the floating interest controlling the growth rate. Then there is inflation. Then, there is the advice, to save, but don’t put all of your eggs in one basket for sure. The security to have a backup plan is a definite. Start today, take time to Prepare and Plan for Successful Living in the areas of Health, Wealth and Happiness.